Neha Kumari Barman from Balsara Awarded PhD in Commerce

Deoghar: Neha Kumari Barman, a resident of Kodabandh village in Balsara along Rikhia Road, has been awarded a PhD in Commerce by Netaji Subhas University, Jamshedpur. Her husband, Amarnath Poddar, said that according to a university-issued letter, she successfully completed her research on October 27, 2026.Her research focused on the impact of the Business Correspondent Model on financial inclusion in Jharkhand, with particular reference to the Santhal Pargana division. She completed the study under the guidance of Dr Shraddha Verma, Assistant Professor and Head of the Department of Commerce at the university's Pokhari campus.Neha credited the inspiration of her late father-in-law, Sudan Poddar, along with the support of her mother-in-law Shyama Devi, mother Sheela Devi, father Krishna Prasad Barman, elder brother Vinay Poddar, Rani Devi and the Swarnkar community for her achievement.Family members and well-wishers congratulated her and wished her success in the future.